Insurance is almost as complicated as taxes. With 66% of Americans finding life insurance complicated, despite the availability of vast resources.
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Long-term care involves a variety of services designed to meet a person's health or personal care needs during short or long periods of time. These services help people live as independently and safely as possible when they can no longer perform everyday activities on their own.
Life insurance protects your family against the financial hardships. Life insurance coverage provides money to replace your wages in the event of your untimely death or certain illnesses, and many consumers buy enough coverage to pay for debts like a mortgage or to cover other expenses.
An annuity is a long-term investment that is issued by an insurance company and is designed to help protect you from the risk of outliving your income. Through annuitization, your purchase payments (what you contribute) are converted into periodic payments that can last for life.
College financial aid helps students and their families by covering higher education expenses, such as tuition and fees, room and board, books and supplies, and transportation.
Estate planning is the preparation of tasks that serve to manage an individual's asset base in the event of their incapacitation or death. The planning includes the bequest of assets to heirs and the settlement of estate taxes.
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